Expertise in your Sector.

Whether you’re a home owner, an investor or business, understand your climate future with deep-insight physical climate risk and resilience modelling.

SPEAK to a climate expert

Physical Climate Risk and Resilience modelling for your home property or business

Home Owner / Buyers Report

  • Analyse the climate risk future of your property

  • Understand how different climate extremes may impact your investment, both now and in the future

  • Model the ROI of investing in alternative climate adaptation measures

  • Interactive maps, financial loss estimates, data packs and a 24-page PDF report per location

As climate extremes increasingly impact our properties, insurance premiums and the cost of living is set to increase. Tempest ‘On-Demand’ offers home owners and investors an insight into their climate risk future.

The detailed interactive and downloadable climate reports and data packs offer users an opportunity to see how they could reduce the risk to 10 x different climate perils.

Start building your climate resilient future today.

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Retail & Real Estate

  • Model property portfolios, retail sites, factories, warehouses, along with first and second tier suppliers

  • Adaptation return on investment (ROI) modelling for global real estate portfolios

  • Alternative climate change scenarios from 2026 – 2100

  • Insurability insights on 10 x climate perils

Empower Real Estate climate due-diligence and decision-making with over 400 extreme weather metrics down to a 5m resolution.

Tempest supports investors, developers and planners in quantifying current and future climate risk to assess long-term profitability.

Use Tempest’s Adapt module to model the return on investment (ROI) of alternative climate adaptation measures on property assets.

Support climate-disclosure and property search reports with detailed scenario analysis.

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Banking

  • Support regulatory disclosures and climate-reporting for SS5/15 (PRA)

  • Assess the risk of property-back loans

  • Scenario stress testing (Shared Socioeconomic Pathways) 2026-2100

  • Climate risk accumulation management and hotspot analysis

Residential and commercial loans make Banks major investors in physical property assets.

Tempest helps financial institutions safeguard their investments with global physical climate risk modelling at a property-level.

Diversify exposure to climate risk by identifying climate risk hot spots and property accumulations.

Alongside supporting regulatory commitments on climate-related disclosures (SS5/25), run scenario climate stress tests and integrate TransZero into underwriting procedures.

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Asset Management

  • Physical risk assessments for climate-related disclosures

  • Portfolio climate-risk screening of all AUM

  • Plain-language portfolio summaries for board/shareholder reports

  • Build climate-resilient investment portfolios

A proportion of many fund’s assets under management (AUM) relate to physical property assets that are at risk of multiple climate perils.

Whether these are directly owned real estate assets or else indirect connections through real estate investment trusts (REITS), Tempest supports asset managers in climate risk modelling and quantification.

Empower your climate-related disclosure and sustainability reporting (e.g. TCFD).

Build climate risk scoring into your fund’s investment workflow through either Tempest’s interactive web platform or seamlessly integrate the API service into the company’s own existing software solutions.

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Insurance

  • Property-level climate risk modelling

  • Climate risk hazard assessment for global property underwriting

  • Quantifying Expected Annual Losses across building, contents, and business interruption coverages

  • Provide insurance premium breaks/discounts based on adaptation impacts

Strengthen resilient underwriting at the point of sale with property level climate risk assessments.

Incorporate over 400 metrics of climate change from TransZero’s API into underwriting workflows.

Gain a competitive advantage by offering adaptation-led premium breaks for retrofitted resilient properties.

Tempest supports insurance through the product lifecycle from risk selection and pricing through to and accumulation management.

Natural Capital

  • Model the impact of climate extremes on Natural Capital Assets, including Afforestation, Mangroves, Salt marshes and RED++ schemes

  • Supports analysis of large polygon areas to accurately capture hazard intensity and risk for project sites

  • Simulate VCM carbon credit losses over sequestering project lifespan.

  • Test buffer adequacy and appraise different projects for climate risk

Investment in the Voluntary Carbon Market (VCM) and Natural Capital are rapidly growing.

Tempest’s ‘Natural Capital’ module is designed to support underwriters, project developers and investors in appraising the risk of these schemes to a range of natural hazards.

The Tempest climate engine samples climate hazard risk across the entire spatial extent of a project as well as capturing the exposure before, during and post-event.